“Always do your best. What you plant now, you will harvest later.” Og Mandino

Investment Management Investment Management is one of the roots of a sound financial plan. But at Heartwood Financial Services, our experience can be used to your benefit. Below are the 4 aspects of what makes Investment Management at Heartwood unique. Personalized Asset Allocation Construction Whether retirement is still a few years away or has already begun, we believe that everyone is unique and deserves a truly customized plan. That is why at Heartwood Financial Services, we take the time to get to know each one of our clients and develop a personalized plan that is as unique as they are. Risk Managed Portfolios With two recent financial market corrections, devastating trillions of dollars in wealth from the United States net-worth, understanding and managing risk is more paramount than ever. Heartwood provides that trusted partner; ready to guide and give peace of mind through these turbulent times. A great amount of time and effort goes into building a life savings. We are here to ensure that one’s life savings will indeed sustain them for a lifetime. Access to vast array of low cost institutional investments & tax efficient solutions As a Registered Investment Advisor in the State of Florida, and alongside the relationships held with our business partners, we have access to institutional and low cost investment solutions. We also understand that it is not always about how much money one makes that is important, rather the importance lies in how much is kept. Access to tax sensitive investment vehicles and tax minimization strategies helps our clients keep more of what they earn. Discipline Investment Strategy One of the most difficult parts of investing can be maintaining the discipline needed to reach specific goals. With the recent bear markets, investors focusing solely on information relayed by TV personalities and newspaper headlines, are being provided with a disservice; causing them to lose track of their original goals. This is why the investment team at Heartwood Financial Services is committed to offering long-term and disciplined investment strategies to help each client to stay on track.